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Certificate of Deposit/IRA Special
11-Month Term


21-Month Term


Now offering a special 11-month and 21-month term Certificate of Deposit (CD) or Individual Retirement Account (IRA)

To help you achieve your dreams, First Bank and Trust offers one of the best rates in the market on Certificates of Deposit (CDs) and Individual Retirement Accounts (IRAs) –2.38% APY on an 11-month term1 OR2.38% APY on a 21-month term1.

  • Great earning rate
  • Term less than one year
  • Federally insured investment

Open a CD or IRA with a 2.38% APY on an 11-month term1 OR 2.38% APY on a 21-month term1 today.

Save more towards your dreams. To take advantage of this special rate on our CD/IRAs, open an account online or call 877-426-2498 for assistance from a friendly First Bank & Trust representative.

For Additional Information

For additional information please complete and submit this form and submit to be contacted by a First Bank and Trust associate who will be honored to help you!

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1Special 11-month and 21-month term:
Certificates of Deposit (CD) or Individual RetirementCertificates of Deposit (CD) or Individual Retirement Accounts (IRA) requires a minimum deposit of $1,000.  Interest must be received at least annually.  Balances are insured up to applicable FDIC limits.  If CD or IRA funds are withdrawn prior to maturity, an early withdrawal penalty will apply and may reduce earnings.  IRAs are governed by federal tax laws and distribution penalties may apply if you withdraw funds from your IRA. Check with your tax or legal advisor.  Not valid for brokered CDs.

2Annual Percentage Yield (APY):
The Annual Percentage Yield (APY) assumes that interest remains on deposit until maturity. APY is effective 7/12/2018 and is subject to change at any time.  Limited time promotion which may be withdrawn at any time without notice.  CD/IRA compounds daily and is paid monthly.